Electrum’s latest security update fixes a Lightning backup defect, but some Bitcoin wallet users still need to replace saved backups.

Older backups from wallets with non-deterministic Lightning keys lack information needed to reclaim funds from anchor channels, a Lightning channel type, after a remote close.

Version 4.8.2, dated Sept. 11, remains the latest release listed on Electrum’s official website as of Oct. 1.

The individual-backup fix adds payment-key information needed to claim the user’s balance from an anchor channel closed by the peer. Without that information, an affected backup lacks the key needed to sweep the output, meaning claim the coins on the Bitcoin blockchain .

Electrum’s release notes define two conditions that must coincide: the wallet has non-deterministic Lightning keys, and the backup concerns an anchor channel.

Non-deterministic keys cannot be recreated from the wallet’s seed. The warning covers individual channel exports and exported full-wallet backups concerning Lightning recovery.

Lightning wallets based on BIP39 seeds or imported extended private keys (xprvs) always have non-deterministic Lightning keys. Electrum-seed wallets differ: their Lightning keys are deterministic when the wallet file was created in version 4.1 or later. Files created in 4.0.x do not qualify merely because the software is now newer.

On desktop, wallet information marks the Lightning channels as non-recoverable from the seed, while the channel-opening dialog warns that a channel cannot be recovered from the seed on Android. Anchor-channel use remains the additional condition for this backup defect.